

"The help I received from this law firm has
been outstanding."
- Frances E. - Richland Hills, Texas
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If You Only Read One Thing

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Your credit isn't "ruined" for 10 years because of bankruptcy.
- Filing bankruptcy does not make you a bad person.
- Most people declaring bankruptcy in the Dallas / Fort Worth Texas area
keep everything they own.
- Unless you tell them yourself, your friends, family, and co-workers are
unlikely to find out you declared bankruptcy.
- The longer you wait to file bankruptcy, the more it could cost you in
the long run.
- Bankruptcy attorneys are not all the same. Follow your instincts and
choose a lawyer you like and trust.
- Student loans are not normally forgiven in a bankruptcy.
- Most people represented by an attorney never step foot inside a
bankruptcy courtroom.
- You must list all your debts when filing bankruptcy, but you can
voluntarily pay back anyone you wish.
- Some older IRS taxes are forgiven in bankruptcy.
- You cannot be fired because you declared bankruptcy.
- The media often reports incorrect information about
bankruptcy. Do not make decisions about your family's financial future
based on what a television or newspaper report says. Always speak to a
bankruptcy professional first before making a decision.